HDFC Bank Personal Loan Interest Rates start from 10.50% p.a. Get instant Personal Loan up to Rs. 40 lakhs and also customer can avail upto Rs. 75 Lakh as per bank eligibility norms for multiple purposes. With minimum documents and easy to meet Personal Loan Eligibility Criteria, it is completely hassle free to apply for HDFC Personal Loan. You can instantly calculate EMI for the loan using EMI Calculator and get instant approval for an attractive interest rate on personal loan.
| Loan Feature | Details |
|---|---|
| Interest Rate | 10.50% |
| Purpose | All personal expenses including travel, medical emergencies, education, wedding, and travel. |
| Loan Quantum | Rs. 50,000 - Rs. 40 Lakhs and also Rs. 75 Lakhs as per eligibility norms |
| Eligibility age | .Minimum age: 21 years .Maximum age: 60 years at the end of loan tenure |
| Minimum income required | Rs.25000 per month |
| Repayment tenure | Up to 7 Years |
| Repayment tenure | Up to 7 Years |
| Processing Fees | Upto Rs. 4999/- |
| Prepayment Charges | 4% of principal outstanding for 13 - 24 months, 3% of principal outstanding for 25 - 36 months, and 2% of principal outstanding for above 36 months |
Note: HDFC Bank is powered by https://www.hdfcbank.com/ and the information mentioned here is provided by HDFC Bank. APR Calculator : https://www.hdfcbank.com/personal/tools-and-calculators#/Footer HDFC Bank Important Links: https://www.hdfcbank.com/personal/useful-links/important-messages/product-features-and-policy
Features & Benefits of HDFC Personal Loan
HDFC Personal Loan Interest Rate
How to Apply for an HDFC Personal Loan
HDFC Bank Personal Loan Eligibility Criteria
HDFC Bank Personal Loan Documents Required
HDFC Personal Loan Verification Process
Check HDFC Personal Loan Application Status
How to Calculate HDFC Personal Loan EMI?
HDFC Personal Loan Statement Online
How to Login at HDFC Personal Loan Portal?
HDFC Personal Loan Customer Care
FAQs
HDFC customers can get HDFC Pre-approved Personal Loan in just 10 seconds and regular loans in under 4 hours
HDFC personal loans are one of the best funding options available in the market right now to finance all your personal as well as business requirements. Find out the updated HDFC personal loan interest rate and apply online instantly for the loan. HDFC Bank Personal Loan Interest Rates are affordable and that result in lower EMIs. The current interest rate of HDFC Loan starts from as low as 10.50% p.a., depending on the borrower’s Credit Score, income, age, loan amount and other eligibility factors.
To apply for an HDFC Instant Personal Loan, you just need to complete a few steps:
To check your HDFC personal loan application status online, you will have to follow the below-mentioned steps:
Additional Info: Check HDFC Bank OD Facility.
Calculating your HDFC Bank Personal Loan EMI is easy with HDFC Personal Loan EMI Calculator available on our website. MyMoneyMantra provides you with a free online EMI Calculator using which you can get the EMI details. The calculator also helps in assessment of your loan eligibility. You just have to enter a few details, such as the HDFC Personal Loan Interest Rate, loan amount, and tenure, to get the result. MyMoneyMantra’s EMI Calculator gives you the complete amortization schedule. Here’s an example:
| Loan amount required | Rs. 40 Lakhs |
|---|---|
| Tenure of repayment | 5 years |
| Interest Rate applicable | 10.50% p.a. |
| EMI to be paid each month | ₹85,976 |
| Total interest outgo | ₹11,58,536 |
| Total amount to be paid to the bank | ₹51,58,536 |
Here’s the complete amortization schedule for the above illustration:
| Year | Opening Balance | Amount paid by customer (EMI*12) | Interest paid during the year | Principal paid during the year | Closing Balance |
|---|---|---|---|---|---|
| 1 | ₹40,00,000 | ₹10,31,707 | ₹3,89,686 | ₹6,42,021 | ₹33,57,979 |
| 2 | ₹33,57,979 | ₹10,31,707 | ₹3,18,933 | ₹7,12,774 | ₹26,45,204 |
| 3 | ₹26,45,204 | ₹10,31,707 | ₹2,40,383 | ₹7,91,325 | ₹18,53,880 |
| 4 | ₹18,53,880 | ₹10,31,707 | ₹1,53,176 | ₹8,78,531 | ₹9,75,348 |
| 5 | ₹9,75,348 | ₹10,31,707 | ₹56,359 | ₹9,75,348 | ₹0 |
You can check your HDFC Personal Loan statement online easily by logging in to your account to check the details as per your preferred method.
If you have a personal loan account with HDFC Bank, you can check your statement through any one of the following methods:
The above methods can also be used for HDFC personal loan statement download.
After you successfully register for personal loan online on HDFC, follow the steps mentioned below for HDFC personal loan login.
Steps for New Customers
Steps for Existing Customer
You can connect with HDFC Personal Loan Customer Care through following ways:
Calling Number : 1800 202 6161 / 1860 267 6161 (accessible to all over India)
Mailing Address:
HDFC Bank Ltd.
Empire Plaza I, 1st Floor,
LBS Marg, Chandan Nagar,
Vikhroli West, Mumbai - 400083
Int Rates:1.33%-3%
Loan Amount:50000
Max Tenure:60
Int Rates:202.00
Int Rates:1.33%-2.41%
Loan Amount:1200
Max Tenure:48
Int Rates:235.00
Int Rates:10.5%-24%
Loan Amount:50000
Max Tenure:5
Int Rates:2149
Int Rates:12%-20%
Loan Amount:50000
Max Tenure:4
Int Rates:2633.00
Int Rates:15%-36%
Loan Amount:100000
Max Tenure:3
Int Rates:3467.00
Int Rates:10.50%-22%
Loan Amount:50000
Max Tenure:5
Int Rates:2149.00
Int Rates:2.25%-2.5%
Loan Amount:1000
Max Tenure:18
Int Rates:563
Int Rates:1.75%-24%
Loan Amount:100000
Max Tenure:7
Int Rates:1699
Int Rates:12.75%-44%
Loan Amount:5000
Max Tenure:42
Int Rates:1068.00
Fastcredit is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Personal Loans up to 75 Lakhs* for the largest base of unsecured loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply
Find out exactly how much you need to pay for your next purchase
Whenever you take a loan, it is important to calculate EMI.
Privo’s provides instant online personal loan approvals within 15 minutes, depending on the user’s network health and speed.
No, your PAN and Aadhaar card details are essential to apply for a personal loan with Privo.
Yes, Privo personal loans can be used for business purposes.
Yes, Privo allows the application for multiple loans simultaneously. However, it encourages responsible borrowing practices. It’s crucial to look at your repayment capacity and overall financial commitments before availing of multiple loans.
Privo offers an autopay feature to help you make timely payments. However, maintaining sufficient balance in your bank account to cover these payments is your responsibility. Failing to do so may result in the imposition of additional late fees.
You can call Privo’s dedicated customer support helpline number 1800-1038-961 or send an email to support@privo.in regarding any queries related to Privo personal loans.