HDFC Loan

KreditBee Business Loan

KreditBee offers instant personal loans for businesses to businesses for various purposes such as for purchasing machinery and raw materials, salary disbursement, and so on. You can get a quick KreditBee business loan starting from Rs. 4 Lakhs directly credited to your bank account in minutes to meet the financial needs of your business.

KreditBee Business Loan Details

Loan Feature Details
Loan amount Rs. 1,000 to Rs. 4 Lakhs
Rate of interest 16% to 29% p.a.
Tenure 3 to 24 months
Age 21 to 50 years
Monthly income Above Rs. 10,000

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Key Features & Benefits

How to Apply?

Required Documents

Eligibility Criteria

Fees & Charges

Customer Care Details

FAQs

Key Features & Benefits of KreditBee Business Loan

HDFC customers can get HDFC Pre-approved Personal Loan in just 10 seconds and regular loans in under 4 hours

  • Loan amount ranging from Rs. 1,000 to Rs. 4 Lakhs.
  • Affordable interest rate between 16% to 29% per annum.
  • Flexible repayment tenure of 3 to 24 months.
  • Business loans are available in a transparent 100% online process anytime and anywhere.
  • Hassle-free documentation.
  • Hassle-free documentation.
  • Loan disbursal in just 10 minutes.
  • Excellent credit-building resource for new-to-credit individuals or people with low credit scores.
  • Manageable EMIs to repay online loans.
  • How to Apply for a KreditBee Business Loan?

    Applying for a KreditBee business loan and getting disbursal in your bank account takes as little as 10 minutes. If you are looking for a quick business loan online, apply with KreditBee by following the steps given below:

  • Sign up on the KreditBee app with your mobile number.
  • Enter some basic information and check your loan eligibility.
  • Upload the required documents to get your profile verified.
  • Provide your bank account details to get the loan amount disbursed to your account.
  • Get the loan disbursed directly into your bank account.
  • Documents Required for KreditBee Business Loan

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport or Voter ID)
  • Other documents required for salaried employees: A picture of your office ID card, official email address, salary slips and salary account details.
  • Other documents required for self-employed professionals: Bank statements for the last 6 months
  • KreditBee Business Loan Eligibility

  • The applicant should be an Indian citizen.
  • The age of the applicant should be 21 to 50 years.
  • The monthly income of the applicant must be more than Rs. 10,000.
  • KreditBee Business Loan Charges

  • Rate of interest: 16%-29% per annum.
  • Processing fee: 2.5% of the sanctioned loan amount + GST.
  • Onboarding fee for new customers: Rs. 200 + GST.
  • KreditBee Business Loan Customer Care

    If you have any queries about KreditBee business loans or other products and services of KreditBee, you can share your concern through any of the following ways:

  • Call: 08044292200/080-68534522
  • Email: help@kreditbee.in
  • Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru - 560008
  • Check HDFC Bank Personal Loan Application Status

    To check your HDFC personal loan application status online, you will have to follow the below-mentioned steps:

  • Enter application name or reference proposal number
  • Enter your date of birth or registered mobile number
  • Click on the ‘Submit’ button
  • Additional Info: Check HDFC Bank OD Facility.

    How to Calculate HDFC Personal Loan EMI?

    Calculating your HDFC Bank Personal Loan EMI is easy with HDFC Personal Loan EMI Calculator available on our website. MyMoneyMantra provides you with a free online EMI Calculator using which you can get the EMI details. The calculator also helps in assessment of your loan eligibility. You just have to enter a few details, such as the HDFC Personal Loan Interest Rate, loan amount, and tenure, to get the result. MyMoneyMantra’s EMI Calculator gives you the complete amortization schedule. Here’s an example:

    Loan amount required Rs. 40 Lakhs
    Tenure of repayment 5 years
    Interest Rate applicable 10.50% p.a.
    EMI to be paid each month ₹85,976
    Total interest outgo ₹11,58,536
    Total amount to be paid to the bank ₹51,58,536

    Here’s the complete amortization schedule for the above illustration:

    Year Opening Balance Amount paid by customer (EMI*12) Interest paid during the year Principal paid during the year Closing Balance
    1 ₹40,00,000 ₹10,31,707 ₹3,89,686 ₹6,42,021 ₹33,57,979
    2 ₹33,57,979 ₹10,31,707 ₹3,18,933 ₹7,12,774 ₹26,45,204
    3 ₹26,45,204 ₹10,31,707 ₹2,40,383 ₹7,91,325 ₹18,53,880
    4 ₹18,53,880 ₹10,31,707 ₹1,53,176 ₹8,78,531 ₹9,75,348
    5 ₹9,75,348 ₹10,31,707 ₹56,359 ₹9,75,348 ₹0

    HDFC Personal Loan Statement Online

    You can check your HDFC Personal Loan statement online easily by logging in to your account to check the details as per your preferred method.

    If you have a personal loan account with HDFC Bank, you can check your statement through any one of the following methods:

  • Through the online portal.
  • Through registered email ID.
  • The above methods can also be used for HDFC personal loan statement download.

    How to Login at HDFC Personal Loan Portal?

    After you successfully register for personal loan online on HDFC, follow the steps mentioned below for HDFC personal loan login.

    Steps for New Customers

  • Visit HDFC ELOANS login portal.
  • Enter login ID and password.
  • Click on ‘Log In’ tab to avail the various services, including personal loans, offered by HDFC Bank on this online portal.
  • Steps for Existing Customer

  • Visit the net banking portal of HDFC Bank.
  • Enter your ‘User ID’ and the click on ‘Continue’.
  • Enter your net banking password or IPIN and then click on ‘Login’.
  • A web page will appear to change your net banking IPIN when you will login for the first time.
  • Change the IPIN and click on ‘Confirm’ tab. The IPIN should be alpha-numeric having 6 to 15 characters.
  • On successfully completing the password changing process, a web page will appear where you can enter the user ID and the new password to log into the HDFC net banking portal to check your personal loan details.
  • HDFC Personal Loan Customer Care

    You can connect with HDFC Personal Loan Customer Care through following ways:

    Calling Number : 1800 202 6161 / 1860 267 6161 (accessible to all over India)

    Mailing Address:

    HDFC Bank Ltd.
    Empire Plaza I, 1st Floor,
    LBS Marg, Chandan Nagar,
    Vikhroli West, Mumbai - 400083

    HDFC Personal Loan Interest Rate

    Fastcredit is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Personal Loans up to 75 Lakhs* for the largest base of unsecured loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply

    Financial tools

    EMI Calculator

    Find out exactly how much you need to pay for your next purchase

    Personal Loan EMI Calculator

    Whenever you take a loan, it is important to calculate EMI.

    Privo Personal Loan FAQs

    Privo’s provides instant online personal loan approvals within 15 minutes, depending on the user’s network health and speed.

    No, your PAN and Aadhaar card details are essential to apply for a personal loan with Privo.

    Yes, Privo personal loans can be used for business purposes.

    Yes, Privo allows the application for multiple loans simultaneously. However, it encourages responsible borrowing practices. It’s crucial to look at your repayment capacity and overall financial commitments before availing of multiple loans.

    Privo offers an autopay feature to help you make timely payments. However, maintaining sufficient balance in your bank account to cover these payments is your responsibility. Failing to do so may result in the imposition of additional late fees.

    You can call Privo’s dedicated customer support helpline number 1800-1038-961 or send an email to support@privo.in regarding any queries related to Privo personal loans.